Insurance Topic how does it look to insure a type R? Geico doesn't have Type R as a quote?

[MadMage]

I doubt they're putting a lot of effort or thought into how different trims in a model actually differ from one another.

Actuaries. 30k cars worldwide is a blip in the number of cars that are insured. Each company is going to drop the Type R into a 'bucket' with other cars of what they determine are similar risks. Different companies use different 'buckets' based upon their claim histories.

I did a test the other day with my insurance (Progressive).
Was really surprised that it was around $120 more cheaper to insure a 2020 Civic Type R than my actual car (2015 Lancer Ralliart) for a 6 month period.
That is unbelievable.

Maybe because a 2020 CTR has collision avoidance?

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[NoelPR]

Actuaries. 30k cars worldwide is a blip in the number of cars that are insured. Each company is going to drop the Type R into a 'bucket' with other cars of what they determine are similar risks. Different companies use different 'buckets' based upon their claim histories.

Maybe because a 2020 CTR has collision avoidance?

Hmmm. Good point.

 

[Phy]

Actuaries. 30k cars worldwide is a blip in the number of cars that are insured. Each company is going to drop the Type R into a 'bucket' with other cars of what they determine are similar risks. Different companies use different 'buckets' based upon their claim histories.

Maybe because a 2020 CTR has collision avoidance?

My 2020 HB sport with collision cost more than wife's 2018 ex without it. They said the sensors actually raise the price (Gieco again)

 

[MadMage]

My 2020 HB sport with collision cost more than wife's 2018 ex without it. They said the sensors actually raise the price (Gieco again)

lol, who knows!

 

[tacthecat]

Same policy or driver related? Or that the HB has collision and the Ex doesn't? -> apples vs oranges

 

[omalleyman]

The sensing equipment is very expensive to replace. You'll wind up paying more for collision coverage but you might get a slight offset on the liability side.

Like others have said, if you provide a VIN, you aren't going to have a claim denied for misrep.

Actuaries. 30k cars worldwide is a blip in the number of cars that are insured. Each company is going to drop the Type R into a 'bucket' with other cars of what they determine are similar risks. Different companies use different 'buckets' based upon their claim histories.

Maybe because a 2020 CTR has collision avoidance?

 

[iStayKrafty]

Im roughly $180 a month for full coverage $500 deductible on the R and a 2019 Corolla. I'm through Progressive but may shop around and see if I can find a better rate

 

[5th 3l3ment]

Geico doesn't have the Honda Civic Type R as a quote? They only have the Si

I just need to know how expensive is it to put this on a full coverage policy with a $1000 or $500 deductible for you guys?

being that this is essentially a Honda Civic with some umph it shouldn't be that bad right?

As long as a car has a back seat i it your good. All these honda’s are japanese and Japan doesn’t use designated tags like si ex tl tlx or type r a honda is just that a honda only in America everything needs a name other than to appease the satisfaction of knowing you own something. If they don’t ask don’t tell you own a Honda.

 

[vSneaKv]

I currently pay $511 in full every 6 months with progressive. $500 deductible in WI. I am 22 Years old, with 1 speeding ticket and a “rapid acceleration ticket”

 

[WrongWayWade]

I had a 2014 Si and when I bought the 2019 Type R the rates stayed the same with GEICO. I think the ‘it’s a hatchback’ theory was correct here.

 

[Cornercarver]

My insurance only changed about $ 1-2 dollars per month going from a '17 SI to an '18 Type R. Basically the same. I am with Farmers. Happily surprised. And I have very full coverage. You should be okay. Yes, you get about 10 mpg less on the CTR , but at least no insurance hit.

 

[willskiGT]

I'm at ~$980/6 months for my CTR and my wife's Prius. $500 deductible for comp and collision, 250K/500K/250K coverage, uninsured coverage is added on (as opposed to reduced) by other party's limits. I think I have medical bills and rental car too, not 100% sure.

The CTR is around $600/6 months. No tickets or anything on my record, wife has 1 speeding ticket. I'm 30, own a home (no garage), graduate degree (some places will ask and give you a discount for this - my insurer does).

It's not expensive to insure.

 

[turbociv910]

My insurance only changed about $ 1-2 dollars per month going from a '17 SI to an '18 Type R. Basically the same. I am with Farmers. Happily surprised. And I have very full coverage. You should be okay. Yes, you get about 10 mpg less on the CTR , but at least no insurance hit.

i was 64 on si, 79 on type r.. i was happy with that.

 

[Krisis52]

mine with progressive is just a civic hatch and is cheaper than the Velositer N i replaced. Most likely due to the Honda Sensing.

 

[Dipz]

My 2019 Type-R is $5 CHEAPER than my 2016 Prius. ?

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