Need some help

  1. Jimmyson27

    Jimmyson27 Senior Member

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    Yesterday I got into a accident at parking lot. I was backing up already half way out and about to put the gear on drive, suddenly this other driver hit me reversing out also opposite side. We traded insurance, then I went straight to my insurance company. To find out that this person wasn’t anywhere to be found in his insurance company system (Commercial car). My insurance claim that they will direct me to a body shop and will pay part of the cost and then I pay the deductible. I have an appointment on Monday with the body shop. How much do you guys think this will cost to repair? Any recommendations what I should do?

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  2. Teknyx

    Teknyx Member

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    What’s your deductible?
     
  3. OP
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    Jimmyson27

    Jimmyson27 Senior Member

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    Havent checked with the body shop yet, have an appointment on Monday.
     
  4. Teknyx

    Teknyx Member

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    No bro what’s your deductible with your insurance? Call them
     
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  5. TypeSiR

    TypeSiR Senior Member

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    Probably around $1500 to replace (and repaint) bumper cover and rear taillight. That's on top of deductible.
     
  6. BoxsterSteve

    BoxsterSteve still plays with cars...

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    #6 BoxsterSteve, Feb 14, 2020 at 10:12 PM
    Last edited: Feb 15, 2020 at 10:23 AM
    Broken tail light and a big dent in the plastic bumper cover?
    Replace the busted light with a used one and remove the bumper cover and push it back into shape from the backside.
    That will be virtually invisible when it’s done.
    No need for a body shop and no need to pay a deductible.
     
  7. mrturtle8088

    mrturtle8088 Senior Member

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    Pour how water on the bumper and push it from the other side into place. As for the taillight I have a set of stock ones that I don’t use and don’t mind selling.
     
  8. latole

    latole Civic Lx 2018 Manual , Civic LX 2016 Manual

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    He have to read his insurance contract. It 's write on.
     
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    Jimmyson27

    Jimmyson27 Senior Member

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    The price of repair is costing $4,157. Insurance pays 3,657. Im paying deductible of $500
     
  10. NoKz

    NoKz Speed Limit Tester

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    $4,157?! Dude, it's a bumper and tail light! Body shop is bending insurance company over. Holy crap.
     
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  11. OP
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    Jimmyson27

    Jimmyson27 Senior Member

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    should i worry about the cost? even though my insurance is covering the repair
     
  12. NoKz

    NoKz Speed Limit Tester

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    Depends on how much it effects your premium. Using your deductible will almost guarantee a raise in rates.
     
  13. latole

    latole Civic Lx 2018 Manual , Civic LX 2016 Manual

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    The more expensive it will be for insurance, the more your premiums will increase.
     
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