Insurance replacement parts experience?

  1. Ducky

    Ducky juiceboxes

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    Anyone here seriously damage their Type R and work with insurance on replacement parts? What was your experience on OEM vs LKQ parts availability?

    Budget insurance that will use LKQ parts costs about half of the premium insurance that will prefer OEM, but thinking about it this is a low volume car; how much aftermarket parts availability is there anyway? Does anyone have any experience with their Type R in a body shop working with insurance?
     
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  2. Zeffy94

    Zeffy94 Senior Member

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    I haven't had any issue the two times I've needed replacement parts. I thought the same thing as you, but the only thing on back order for a day or two was the Type R badge in the front grille. (somehow I'm not shocked). Both of the times I've gone through insurance and haven't had any issues with replacement parts. USAA wanted the OEM parts so I got the OEM parts.
     
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  3. OP
    OP
    Ducky

    Ducky juiceboxes

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    I think this has more to do with it than anything else, tbh. USAA is leaps and bounds better than anything available to me, from everything I've heard.
     
  4. Zeffy94

    Zeffy94 Senior Member

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    USAA isn't the cheapest but their service is seriously top class. They literally handle everything once a claim is sent in... and they are quick about it.
     
  5. OP
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    Ducky

    Ducky juiceboxes

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    Wish it was available to me, but it's not.
     
  6. OneSickFK8

    OneSickFK8 Senior Member

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    State Farm fixed my Si with all factory parts. When I went from that car to my R with them. My rate went from $188 to $207 a month. I pray I never have to use it for my Type-R. However they are worth the money especially to avoid knockoff body panels.
     
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