Honda Finance Rates for the CTR

3.29% for 48 to 60 mos. through Navy Federal Credit Union. Asked for $32k and got approved for $34,100 max with >800 credit score.

 

shop around until you get 1.99% or better unless your credit score is horrible

 

i dont think even with 850 credit you'll get 1.99, unless its a manufacture incentive. Current interest rates are pretty high and still rising. Same reason why mortage is tanking.

 

I’m pretty sure that Honda Finanicial or a dealership will give you a range. It’s then dependent on the credit score and, to some extent, the loan-to-value ratio. Note that paying a sigificant ADM could compromise your ability to get a loan.

Better yet, you can get a firm online quote from banks like Bank of America. In my case, their quote was a full point (1.0%) better than the best rates from Honda or the dealership’s regular lenders.

 

Had an 811 and the best they'd do on 30k was 2.99. Went to a local credit union and got 1.99 on 60 months.

 

I got 1.90 with a credit union

 

Really??? I have great credit and my local credit union gave me something like 4%! I’ll have to check again.

 

yeah seriously. I wish i got 1.9
I have 800+ and got like a 3.69%...

 

i got mine through TFCU at 2.4% in NY

 

maybe while ago but now. Lowest penfed rate is [email protected] 60months is 3.49.

 

I just looked and it's still at 1.90 at my local credit union
rates are different in every town. so that's why i said shop around