t3hub3rk1tten
Senior Member
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Decided to put this in a new thread because it's so much info.
I have some existing offers from dealers that I would be happy to refer if anyone's interested, these will be time-sensitive (got them 11/12):
What I paid
I was looking for a Touring in Modern Steel Metallic (grey). I live in Dallas, TX and wanted to get a good deal. Unfortunately it was a little hard to find the grey here.
I researched the online inventory of 74 dealers within 500 miles or so of me by going to their sites and looking for 2016 Civics. Then I emailed quote requests to 12 of them that had a Touring (any color) in stock. Not a lot had Tourings, but quite a few seemed eager to sell them.
I ended up going with David McDavid Honda of Frisco. They have a grey Touring assigned (said less than 30 days to delivery), so I had some wiggle room on the adds. I put down a $500 deposit for it.
Agreed to:
My credit union is doing 3.55% for a 60 month term. Payment $513.45, total interest will be $2,617.36, for a total financed amount of $30,806.82. I'm going to pay it off much earlier than that, but I wanted the flexibility of the longer term. My Credit Union doesn't have an early payoff fee.
It's not the absolute best deal, but it's decent for so new on the highest trim. I paid extra over some of the offers for the color I wanted and the convenience of not having to drive to Oklahoma to get my color. I'm pretty burnt out from the process and don't want to drive that far!
For one the TT&L fees are 1/3 what I found elsewhere. Unfortunately I don't have a lot of wiggle room for my trade-in because it's a 99 Accord. It'll definitely be wholesaled. I might look in to a private sale beforehand now that I have some time. The time aspect of waiting a few weeks is actually very convenient for me right now. I'm finishing up my final semester of college and I should probably focus on that and not a car.
Spreadsheet!
I used a giant spreadsheet to keep track of the 74 (!) dealers.
It has:
https://docs.google.com/spreadsheets/d/13bHXb4txNvTUlOCUi6paD7d8KT1JPFTX9pOA-3PfmwY/edit?usp=sharing
You should be able to save a copy of this and change the values. Let me know if you have any questions on it.
I have some existing offers from dealers that I would be happy to refer if anyone's interested, these will be time-sensitive (got them 11/12):
- Lewisville, TX. Silver Touring. Has $1098 adds already (tint, splash, pinstripe, locks, tray). "500 off MSRP and show the adds" I didn't ask what he meant by show because I moved on from the silver. He's practically desperate to make a sale, I test drove with him to decide on the Touring.
- Burleson, TX. Black Touring. $26,995 + $795 adds (tint, splash, pinstripe, locks, tray). Very straightforward salesman.
- Austin, TX. Silver Touring. MSRP + $640.20 adds (tint, splash, locks, tray). White Touring (in transit) MSRP no adds.
- Lufkin, TX. MSRP - $500. Plus TT&L drive out is $28,872.52.
- Tulsa, OK. Grey Touring. MSRP.
What I paid
I was looking for a Touring in Modern Steel Metallic (grey). I live in Dallas, TX and wanted to get a good deal. Unfortunately it was a little hard to find the grey here.
I researched the online inventory of 74 dealers within 500 miles or so of me by going to their sites and looking for 2016 Civics. Then I emailed quote requests to 12 of them that had a Touring (any color) in stock. Not a lot had Tourings, but quite a few seemed eager to sell them.
I ended up going with David McDavid Honda of Frisco. They have a grey Touring assigned (said less than 30 days to delivery), so I had some wiggle room on the adds. I put down a $500 deposit for it.
Agreed to:
- MSRP
- $1 for tint, wheel locks, and a cargo tray. They only charged me a dollar for the adds because their order system wouldn't accept $0?
- $-500 for trade in (I include this here because it lowers sales tax)
- Sales tax $1,677.25 (Texas 6.25%)
- Doc Fee $180
- Non Tax TT&L Fees $246
My credit union is doing 3.55% for a 60 month term. Payment $513.45, total interest will be $2,617.36, for a total financed amount of $30,806.82. I'm going to pay it off much earlier than that, but I wanted the flexibility of the longer term. My Credit Union doesn't have an early payoff fee.
It's not the absolute best deal, but it's decent for so new on the highest trim. I paid extra over some of the offers for the color I wanted and the convenience of not having to drive to Oklahoma to get my color. I'm pretty burnt out from the process and don't want to drive that far!
For one the TT&L fees are 1/3 what I found elsewhere. Unfortunately I don't have a lot of wiggle room for my trade-in because it's a 99 Accord. It'll definitely be wholesaled. I might look in to a private sale beforehand now that I have some time. The time aspect of waiting a few weeks is actually very convenient for me right now. I'm finishing up my final semester of college and I should probably focus on that and not a car.
Spreadsheet!
I used a giant spreadsheet to keep track of the 74 (!) dealers.
It has:
- Every 2016 Civic on the lot (listed online) for most of those 74 dealers
- Breakdown of the trim levels and their features
- Breakdown of Honda Sensing features
- Trim pricing and selector that makes it easy to compare prices
- Sheet to calculate taxes and fees
- Sheet to calculate finance and payments
- Sheet to select different rates and terms to compare
- Color listing
https://docs.google.com/spreadsheets/d/13bHXb4txNvTUlOCUi6paD7d8KT1JPFTX9pOA-3PfmwY/edit?usp=sharing
You should be able to save a copy of this and change the values. Let me know if you have any questions on it.
Sponsored
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