Crate FK8 Engine: Has anyone done it?

CivilciviC · Oct 30, 2019

Makes sense. The front end would have to be obliterated to have impact on the engine. Even if repaired, that car would never be the same. Likely some frame twisting or bending, somewhere.

Curious- would insurance cover over revving an engine? Granted it's the drivers fault, but what happens then?

s2kdriver80 · Oct 30, 2019

omalleyman said:
Insurance guy here...if you were involved in a wreck that required the engine to be replaced...that's a definite total loss.

True makes sense, would need to be some serious impact for the engine to be damaged.

s2kdriver80 · Oct 30, 2019

CivilciviC said:
Curious- would insurance cover over revving an engine? Granted it's the drivers fault, but what happens then?

Pretty sure comprehensive only covers damages from external forces and not from driver negligence, I assume. Out of pocket most likely.

CivilciviC · Oct 30, 2019

True, but you’re covered if you cause an accident. Totally driver error, even if the car plows into nothing else but a tree. Seems odd all driver errors aren’t covered.

s2kdriver80 · Oct 30, 2019

CivilciviC said:
True, but you’re covered if you cause an accident. Totally driver error, even if the car plows into nothing else but a tree. Seems odd all driver errors aren’t covered.

But that's covered under "collision". I believe "comprehensive" covers incidents only from external factors (like vandalism, hail, earthquakes, etc).

omalleyman · Oct 30, 2019

CivilciviC said:
Makes sense. The front end would have to be obliterated to have impact on the engine. Even if repaired, that car would never be the same. Likely some frame twisting or bending, somewhere.

Curious- would insurance cover over revving an engine? Granted it's the drivers fault, but what happens then?

It's been a while since I've handled these types of claims but I believe there is typically and exclusion on most auto policies for "mechanical breakdown" or something along those lines.

omalleyman · Oct 30, 2019

s2kdriver80 said:
But that's covered under "collision". I believe "comprehensive" covers incidents only from external factors (like vandalism, hail, earthquakes, etc).

100% correct. If you read through your policy (no one does, lol) it specifically lists the hazards covered under comprehensive.

Crate FK8 Engine: Has anyone done it?

CivilciviC

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s2kdriver80

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s2kdriver80

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CivilciviC

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omalleyman

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