wildbilly32
Senior Member
- Joined
- Sep 15, 2018
- Threads
- 34
- Messages
- 927
- Reaction score
- 916
- Location
- Kneebraska
- Vehicle(s)
- 05 Porsche C4S 19 CTR #24184 19 Volvo XC40 R
I realized you "lol'd" the highlighted above but I think this is a driver in your subconscious mind. I'm no financial expert but you appear really upside down with an income that's not going to help you much in digging out of this hole. I made a crap load of mistakes when I was young and finally learned with the help of a wife who could make me see the stupidity of my decisions. Our daily is a 2009 Rav4 and we could afford a much nicer-newer-fancier car, but do we need that...NO! Toys are for people who can afford them. You're not to that point yet, financially. Your life. Your decision. Good luck.If I offloaded the car I’m fairly confident I could at the minimum get $28K for it, based on its condition and mileage. I only have a single accident on my carfax which helps. I could use that 3k as a down payment on a cheaper car (something around 20K) or I could pocket it and just drive the RAV. My issue with the RAV is I’m so used to modern creature comforts and my RAV4 has pretty basic stuff despite being fully loaded lol.
I would get a 2nd job but I already am exhausted on the weekends as is and don’t think I want to lose any more free time. I also dislike the entire concept of Uber/Lyft and I personally have never used it nor do I plan on it.
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