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I was cruising down the interstate at ~70 mph and I noticed a lifted truck driving like an asshole in my rearview. It had a cabinet/fridge strapped in the bed - standing up tall above the cab but with giant straps on top. When I see guys with loads like this, I usually see them in the right lane going 65 mph. This person was weaving in and out of traffic, trying to pass at 80 mph.
So this truck is the left lane, I'm in the lane next to them. They pass me. Just as they pass me, I see the cabinet/refridgerator/safe/vault whatever it is start to wobble - and then it happened so fast. The second I saw it wobble, I started to press on the brake. The cabinet crumpled and a door came flying off in a shower of what looked like beads - probably shattered plastic or safety glass. Anyways, I react as I can - slow as quickly as I dare (there was traffic behind me) and weave within my lane. I didn't veer off because traffic. I still get *showered* with these bead looking things but I am spared the door hitting me.
The truck pulled over and I pulled over with her. She gave me her info, said the guy she bought this thing from strapped it in and she didn't know what to do and as I didn't see any major dents, I chose to keep going.
Now that I'm home, I see that there are a sprinkling of chips in my paint - mostly the CF lip spoiler (no paint damage but impact marks) and the painted part above it. It's all recent impact damage, I did not have these chips before and they're concentrated on the driver's side, which is the side that got the brunt of the damage. You have to get close to see them, but they're down to the plastic/primer and there are many of them. This picture shows the type of damage best, although it's not limited to that area. All the little white lumps are bits of paint knocked off by impacts.
This is a 1 year old car with 15k miles on it. It's my daily so I am not expecting a garage queen. However, there is now more paint damage on this car than the 5 year old Accord I traded in for it.
Would you bother with insurance and that pain in the ass? Would they even care? Since it's not my fault, I wouldn't expect a deductible but I halfway expect them to laugh at me for trying to get chips fixed.
Or would you live with it because it would probably happen again anyway? I'm mostly worried about the damage in the clearcoat I can't see that might cause peeling in a few years. Or then again, it might not.
tldr - minor damage from a truck losing it's load next to me - would you bother with insurance or repainting or paint pen and move on?
So this truck is the left lane, I'm in the lane next to them. They pass me. Just as they pass me, I see the cabinet/refridgerator/safe/vault whatever it is start to wobble - and then it happened so fast. The second I saw it wobble, I started to press on the brake. The cabinet crumpled and a door came flying off in a shower of what looked like beads - probably shattered plastic or safety glass. Anyways, I react as I can - slow as quickly as I dare (there was traffic behind me) and weave within my lane. I didn't veer off because traffic. I still get *showered* with these bead looking things but I am spared the door hitting me.
The truck pulled over and I pulled over with her. She gave me her info, said the guy she bought this thing from strapped it in and she didn't know what to do and as I didn't see any major dents, I chose to keep going.
Now that I'm home, I see that there are a sprinkling of chips in my paint - mostly the CF lip spoiler (no paint damage but impact marks) and the painted part above it. It's all recent impact damage, I did not have these chips before and they're concentrated on the driver's side, which is the side that got the brunt of the damage. You have to get close to see them, but they're down to the plastic/primer and there are many of them. This picture shows the type of damage best, although it's not limited to that area. All the little white lumps are bits of paint knocked off by impacts.
This is a 1 year old car with 15k miles on it. It's my daily so I am not expecting a garage queen. However, there is now more paint damage on this car than the 5 year old Accord I traded in for it.
Would you bother with insurance and that pain in the ass? Would they even care? Since it's not my fault, I wouldn't expect a deductible but I halfway expect them to laugh at me for trying to get chips fixed.
Or would you live with it because it would probably happen again anyway? I'm mostly worried about the damage in the clearcoat I can't see that might cause peeling in a few years. Or then again, it might not.
tldr - minor damage from a truck losing it's load next to me - would you bother with insurance or repainting or paint pen and move on?
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