Marriage Advice - Finances - How to go about it.

civicls

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Oh boy, I can't wait to get married :D
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1981CBX

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I will go ahead and say it. I don't trust my wife with her finances. She is always running out of money and has saved no money since our marriage of 3 years ago. She should be having $800 in spending money per month based on the spreadsheet I have created of all our expenses (monthly bills). I don't know where it is going and shes possibly in credit card debt, I confronted her about it because it's concerning me greatly as I want to make sure she has money in savings as well. She refuses to provide any information and it's driving me crazy. Any experts with plenty years of marriage experience? How do you handle and discuss spending habits? Am I being too invasive?
I empathize with you, I used to be like your wife but fortunately I saw the light. My wife doesn’t use credit cards and she’s a saver. Although she’s a high school diploma blue-collar worker, she at least saved a little money in her 401(k) and is now retired. That being said, we don’t argue too much about money so long as I keep afloat in my savings account. If I get on a project I don’t really have to ask permission so long as I’m keeping myself from going under a certain level in savings. I can’t really give you any advice on your situation in specific other than that I got lucky and things seem to come together regarding our situation. Good luck, sounds like you’ve got a hard road ahead of you. Maybe together consulting a financial planner that’s trusted will help out because that’s what got me started on saving.
 

olivia

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It is not a fairy tale..at all!!! I had to take a loan twice this year to satisfy DW needs. Thanks God I follow some rules like that https://expertpaydayloans.com to pay it off faster and without some stress. Still, getting married is not for everybody..
 

aighead

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Now, I don't think this is the right path for everyone, so keep that in mind, but when I got divorced I was amazed at how much more money I had! Not sure what the ex was spending it on but boy did money fly out of our joint account. I'm not great, but getting better, about my finances, but a divorce really helped. For what it's worth, we weren't right together in the first place.
 


 


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