What is everyone's Monthly Payments? This should be fun!

I put down $7,000 and paid $3,500 over msrp payments are $540.00. I pay a little extra @ $600.00 a month. 66 months. I love the car plain and simple.

I wish that I did not pay my Civic Hatchback with my credit card to get cashback. If I get to do it again, I would invest that in an ETF or two.

590/mo. No money down. 72 months. I got insurance for the wheels, something else. I forgot. Credit could've been a bit better, but was carrying my totaled car on the report at the time.

460$ a month for me. 5k down. 84 months at 3.90

Mine is $473 a month, with $8500 down. 63 months @2.29.

$569 for 60 months.

579.00/ 60 months

$448 per month for 72 months. Paid 3k over msrp

Jrchris1 said:

perfect advice..thats how i do it.well similar.thats how i have all 3 vehicles paid off.im not young (29) lol..but not too bad i think im doing well

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You get the best bang for your buck keeping a car 8 years or more and driving it with no car payments , paying off a car loan early doesnt help you with other investments

Blackhat said:

You get the best bang for your buck keeping a car 8 years or more and driving it with no car payments , paying off a car loan early doesnt help you with other investments

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if its paid off u have no payment and have money towards something else correct? and im keeping all my vehicles soooo why not have them paid off?

Jrchris1 said:

if its paid off u have no payment and have money towards something else correct? and im keeping all my vehicles soooo why not have them paid off?

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Because if you have 35g today to spend on the car, theoretically you could invest that money and make a lot more than the interest you’d be saving over the life of the loan.

SpooRk said:

Because if you have 35g today to spend on the car, theoretically you could invest that money and make a lot more than the interest you’d be saving over the life of the loan.

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but i could die tmrw? my money is not gna mean shit to me then but anyways lets stay on the topic of this thread

SpooRk said:

Because if you have 35g today to spend on the car, theoretically you could invest that money and make a lot more than the interest you’d be saving over the life of the loan.

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i dont think he understands investing 101 lol

Jrchris1 said:

but i could die tmrw? my money is not gna mean shit to me then but anyways lets stay on the topic of this thread

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If you die tomorrow, you’ll have the car and would’ve gotten to enjoy it either way.. lol you’d just die with a little more money in the bank if you invested

I’ve already decided I’m getting buried in my CTR so if I die tomorrow I get to drive mine strait to Heaven! So I better get this SOB paid off