Gruber
Senior Member
- First Name
- Mark
- Joined
- Jan 27, 2018
- Threads
- 2
- Messages
- 2,309
- Reaction score
- 1,521
- Location
- TN
- Vehicle(s)
- 2018 Honda Civic Sport Touring; 2009 Honda CR-V EX-L
I'm sure you are right, but it's not just being lucky. In the US people tend to be overinsured simply because of the competition and the aggressiveness of the insurance companies that are eager to sell more, like every business. So they gladly insure modifications, but of course not gratis. Their customers pay for it. Very small % have any mods, even less have mods affecting the risk. To see how lucky an US insured is compared to the PRC, you would need to compare the premiums they pay.consider yourself lucky! Over here you would just get a kick in the butt by the insurance because the intake was modified.
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