SilentMonkCTR
Senior Member
So this really requires an in depth response. I'm not that guy. However South, FL has literally the worst cost of living to median income in the country at the moment. Middle class is $45k-60k per person if I'm not mistaken. Average home rent is $1800-2200. Average apartment is $1500ish maybe more. So you have three options for someone in that class. Option 1) live in a house that's a little beat up and have a nice car. Maybe you have a job where you meet with clients and they need to see that to feel comfortable, etc.. Option 2) you managed to save $25k and put a down payment on a house, avg price there is $300k+ unless you're in the hood. Now all your money goes to INS, mortgage, taxes, etc.. Option 3) you live in a cheaper home like a pre-manufactured or mobile home where monthly nut is say $1100 and you spend $650 a month on your car because you like nice cars for whichever reason. To me none of these are wrong. It's unfair to say opt 1 guy your dumb because you choose to live in a cheap beat up house and have a nice car to make you happy . It's also unfair to say opt 2 guy you did the right thing by dumping your savings and stretching yourself so thin monthly you may lose everything if you lose your current employment for any reason. Its also unfair to say opt 3 guy you're dumb because you choose to live in a trailer and have a nice car so you can enjoy your life. At the end of it all we only have one life and you should enjoy every moment you can.I agree with this 100%.... It's crazy to think that a 40k car is the tipping point.... but in reality... it kind of is... I remember when I bought my Jeep Cherokee and financed 35k.... I thought I was stupid to finance that.... but I could afford it, granted I HATED the car simply for the transmission. I am now happy with my CTR and I am contemplating buying a daily driver....
I realize what is possible because I play baseball.... I say this because near the field I play at in Pompano Beach has a Porsche Cayman. This house looks like its a SLUM... I cannot make this up and if I took a picture you'd agree..... I know the car is more important to this individual than where they live.... but to each their own.
Side note. Housing prices are so out of whack. A friend of mine has owned his mobile home since 2000. He paid $3500 for it and still pays rent for the land it sits on till this day. His old shitty trailer can bring $45-55k just to rip it out and put a nice new one on that same spot. South, FL is a crazy place right now.
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