Fixed that for you.Not to be rude here. Do not buy the house if $200 makes a difference for you. House will cost you a lot more and will have other unforeseen costs. As other have stated before, buying a new car actually cost you more in total payments. The bank will also hit you for taking on additional loan.
Pay off your current loan and credit or get a used car(paid full) are wiser choices. Do not go over your income/debt ratio on your mortgage.
What did you end up doing? If you kept the R and sold it post Covid you would have gotten 20k for itThanks , I have about 4.4 years left on the current note for the TYPE R paying at 500 a month. I owe about 23000 as of now and if I get the insight with taxes would be about 20,200 @335 a month for 72 months or about 385 for 60 months.