Trading in my Type R for a Hybrid , The dealer offered me...

[LURK-R]

House is overrated! Do the responsible thing and trade it in for a 2020 CTR with new enhancements to ride quality, interior refinements, etc.

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[various cheeses]

I bought a gen2 prius with 170k miles for 4k, and sold it for 4k a couple years later. Zero problems with the car the entire time. Gained a lot of respect for a model I previously despised. Traded up to the Insight last July, since it was for my wife.

You can buy 5-7 of these Priuses for the same cost as a new Insight, if you just need a point A-B car.

 

[Mcgugugaga]

Not to be rude here. Do not buy the house if $200 makes a difference for you. House will cost you a lot more and could have other unforeseen costs. As other have stated before, buying a new car actually cost you more in total payments. The bank will also hit you for taking on additional loan.

Pay off your current loan and credit or get a used car(paid full) are wiser choices. Do not go over your income/debt ratio on your mortgage.

 

[ayau]

Way too many buyers fall for this trap of only looking at the monthly payments. The dealers only encourage this thinking. Look at the longer term/bigger picture and then base your decisions on that.

You should really be looking at a 8k used car if that extra $200 is going to make a difference to you.

 

[LURK-R]

Not to be rude here. Do not buy the house if $200 makes a difference for you. House will cost you a lot more and will have other unforeseen costs. As other have stated before, buying a new car actually cost you more in total payments. The bank will also hit you for taking on additional loan.

Pay off your current loan and credit or get a used car(paid full) are wiser choices. Do not go over your income/debt ratio on your mortgage.

Fixed that for you.

 

[James3spearchucker]

Thanks , I have about 4.4 years left on the current note for the TYPE R paying at 500 a month. I owe about 23000 as of now and if I get the insight with taxes would be about 20,200 @335 a month for 72 months or about 385 for 60 months.

What did you end up doing? If you kept the R and sold it post Covid you would have gotten 20k for it

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