Opinions please on two deals

timtzotz

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A couple of 2019s are available to me in the $34 to $34.5 Range. Low mileage, one less than 1000 mi. Dealer, not private sale.

Is there any solid reason , other than Honda Sensing, that I wouldn't take one over a 2020? Assume no Carfax issues.

Thank you in advance, just got back from deployment and in the mood to spend money ??
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dwag0588

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2020 has a revised radiator, shifter, and some nicer interior trim. It also has new 2 piece front rotors and reduced pedal travel. I wouldn’t buy a car that’s potentially been beat on for 1000 miles to save 3 grand. That’s a purely personal decision though.
 
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timtzotz

timtzotz

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2020 has a revised radiator, shifter, and some nicer interior trim. It also has new 2 piece front rotors and reduced pedal travel. I wouldn’t buy a car that’s potentially been beat on for 1000 miles to save 3 grand. That’s a purely personal decision though.
Great suggestions, thank you. I consider the interior changes a mix plus minus. Shifter easy to replace, I am almost sixty so I get it about the beating. Great advice and prompt
 

theslowest1

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I agree with dwag, if you can get a 2020 for similar price and not over MSRP by too much then why not. If you don't mind the potential beating then the 19 is a decent choice
 

breakingakajav

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Great suggestions, thank you. I consider the interior changes a mix plus minus. Shifter easy to replace, I am almost sixty so I get it about the beating. Great advice and prompt
Also consider that the 2020 has better bushings, those aren't fun to change out. the 2pc rotors are a big deal as they lower unsprung weight.
 


fatherpain

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Unconfirmed but I’ve heard the 2020 has limitations to oil cooler placement due to Honda sensing if into that kind of thing.
 

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The Alcantara steering wheel of the 2020 is not going to hold up well long term. The alcantara on my door arm rest is showing signs of wear and I don’t even grip that area with my hands, my elbow just rests on it and it looks very weathered after a year.
 

willskiGT

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Do the deal via PenFed and pay $330 a month for a brand new 2020. Lots of added features for 2020 vs. 2019 (unlike '19 vs. '18 which was just infotainment buttons). No brainer vs. a 2019 in my view.
 

dwag0588

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Do the deal via PenFed and pay $330 a month for a brand new 2020. Lots of added features for 2020 vs. 2019 (unlike '19 vs. '18 which was just infotainment buttons). No brainer vs. a 2019 in my view.
How are you getting 330/mo with PenFed? I have my loan through them. I put down 8500 cash and still have $508/mo for 72. Interest rate was 2.99 at the time, and appears to be the same now according to their website. I paid MSRP, 400 doc, 500 wheel and tire warranty, and 7% sales tax.
 

willskiGT

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How are you getting 330/mo with PenFed? I have my loan through them. I put down 8500 cash and still have $508/mo for 72. Interest rate was 2.99 at the time, and appears to be the same now according to their website. I paid MSRP, 400 doc, 500 wheel and tire warranty, and 7% sales tax.
https://www.penfed.org/calculators/payment-saver-calculator

Basically a lease payment (you are essentially paying for depreciation only).

I did it on my 2019 and the residual was lower then, so my monthly is $429.
 


dwag0588

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https://www.penfed.org/calculators/payment-saver-calculator

Basically a lease payment (you are essentially paying for depreciation only).

I did it on my 2019 and the residual was lower then, so my monthly is $429.
Gotcha. This is basically a balloon loan. The CTR is a good candidate for this type of loan because it barely depreciates. Don’t do this if you want to keep the car long term though. You’ll probably need to sell it to make that final payment.
 

willskiGT

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Gotcha. This is basically a balloon loan. The CTR is a good candidate for this type of loan because it barely depreciates. Don’t do this if you want to keep the car long term though. You’ll probably need to sell it to make that final payment.
Yeah, essentially a balloon loan. Definitely not a great idea for everyone or every car. Before I pulled the trigger, I looked at the residuals PenFed offered vs. what 2017 were selling for and was pretty confident I wouldn't be underwater at any point. It's worked out well.

Basically works out like a lease and I don't plan to hold the car to loan maturity (when balloon is due). It's a cool loan product if you change cars often like me or want to lease a car where no lease program exists.
 

BryanCO

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I would take a 2019 over a 2020 at invoice vs msrp , respectIvey. However, if the 2019 is used, even 1000 miles, I would go new and 2020. Really has nothing to do with the 2019 to 2020 changes which are of mixed value to me.
 

batman900

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I echo what a couple others have mentioned, personally I don't care about 19 vs 20 but I would pay the difference for new vs used. That is providing you can find a new 20 for MSRP.
 
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timtzotz

timtzotz

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Great answers all, really needed some input from owners. I am very leary of the Alcantara stuff, but I guess I can always replace the steering wheel and bag. Sounds like the 2020 is the way for me to go. It really makes me pause why someone would buy this specific car and only put 1000 miles on it, sounds fishy.
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