How much do you pay for insurance

[PNWCIVICSPORTHB]

my old ride was a 2011 CRV . when i got my 2020 sport HB insurance went up $600 . seems like a lot. Curious what people are paying a year for insurance .

i am 55 yo ,clean record with 300k 500k coverage in the Seattle area . i am paying $1700 a year for insurance

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[Sonic20ST]

I would talk with your insurance company or look for a new company as the cost should go down a bit I would think thanks to all the new safety features of these cars. I just switched from a 2015 fit to a 2020 ST hatchback and mine only went up 48 bucks.

 

[jayy_swish]

2019 Honda Civic Hatchback Sport Touring
24 yrs old
Los Angeles, CA
1 car accident about 4 years ago

I have USAA with 100k-200k full coverage $500 deductible. I pay $138/mo

 

[Jeffers]

$714.24 a year, multi car policy, 66 yo.

 

[NazTehRpR]

26, $162 a month full coverage, w/ Geico, bout to renew policy so may go down. But also I got discounts on discounts and my motorcycle is also bundled with it so another discount. $200 ded cross the board, but also increased my injury policy to $50k/100k

 

[alxgravel]

Age 28 Montreal
123$/cad a month for my civic si 2017
25000 kilo a years
Full coverage usa/cad ( 2m coverage)
New value if my car is dead
Deductible 500
( With covid they will give me back 20% of my policity cost )
Never had an accident

Insurer : La capitale

 

[tsupersonic]

$1800/yr for 2 cars and 2 drivers
'17 Civic EX-L Hatch and '17 Forester XT
Upstate NY
Early 30's

 

[Devon_623]

27 Male $1212.00 per year, Gecko, group policy with the bike though.

 

[Devon_623]

26, $162 a month full coverage, w/ Geico, bout to renew policy so may go down. But also I got discounts on discounts and my motorcycle is also bundled with it so another discount. $200 ded cross the board, but also increased my injury policy to $50k/100k

I had an 06 600, stage two, absolutely loved that thing!

 

[Phy]

I would talk with your insurance company or look for a new company as the cost should go down a bit I would think thanks to all the new safety features of these cars. I just switched from a 2015 fit to a 2020 ST hatchback and mine only went up 48 bucks.

They told me, and I've heard elsewhere, that newer vehicles sometimes cost more with all the extra safety features because those sensors cost more if you do damage the vehicle. I think it's just an excuse for them to up the charge.

 

[fiend busa]

$420/month back when I was living near the Toronto Area

$200/month now

Will be back to paying $400 a month when I move back in a few months...

 

[stevessvt]

All of these prices will vary wildly with how much coverage every policy has. This isn’t an apples to apples discussion.

 

[bzero13]

I went from a 2016 Jeep Wrangler to a 2020 Hatchback Sport and my insurance went up about 10%.

 

[oberstja]

2017 Civic Sport Hatchback
23 years old
Olympia, WA
Clean record

I have a policy with full coverage and a $500 deductible through Geico for $138 a month.

 

[CastorX]

In Germany (Stuttgart area, but outside the city) I pay somwhere around 850€ yearly for car liability insurance and comprehensive insurance (CASCO here) together, after 6 accident-free years, I never had an accident actually, and I hope I never will, and with 30.000km per year driving reported.
But I can't even contact my insurance company in email or phone if I need something. If I have someting to report I have to go to a website and do some magic there and hope they will contact me. Quite a shitty situation, so I will probably change Insurance this year even if it will be 100-150€ more expensive.
The insurce classes (used as a base of how much you pay, the class depends on the make and type of the car) here ar very strange. The lower the cheaper, the higher the more expensive: liability class examples: Civic 1.5 Turbo class 15, Type R class 15, Golf GTi class 14, Merc A A180 class 16, Toyota corolla Hybrid 1.8 Hybrid about 130 HP class 19 (yes, nineteen!), a freakin Dacia Duster 1.5 Diesel with 95 HP is in class 20! Theoretically the classes are calculated by the probability of the driviera causing damage in other cars. That's what I was told at least. It's just hard to believe that The corollA hybrid car driver are so reckless, probably they drive a lot in the city, but what is with the Dacia Duster? That is a very low buget small SUV like diesel vehicle with 95 HP.

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