Yep, it happened. A small pebble (at least I think it was) hit the windshield and left a small cracked star about the size of a nickel. Insurance covered the repair at no charge. Safelite repaired it, but it grew to about 4 inches. Of course it is right in front of the drivers seat and I have to look at it every time I drive. What is with all the cracked windshields? I would say this forum is a small segment of 2016's Civic owners, but there sure seem to be a lot of people that have had this happen. I'am not sure if the crack is growing (it may be), I will probably have to pay the $500 insurance deductible eventually. The car is on a lease and when I turn it in I think they will get me for above normal damage. Never had this happen it many, many years of driving. I think the glass may be a bit inferior. Stinks!!