Jake Speed
Senior Member
- Joined
- May 27, 2017
- Threads
- 6
- Messages
- 80
- Reaction score
- 95
- Location
- East Bay Area, CA
- Vehicle(s)
- 2019 Civic Type R, 2017 CR-V AWD Touring
I couldnāt agree more. I gave my dealer my Si for my lease payoff which was about $1k less than kbb. But, it was keyed on 3 panels; my insurance should cover that. I paid $1k over for the R, though he covered the transport ~250 miles, trading for the color I wanted. He says that would be $300, and heās a buddy, so I donāt think itās too exaggerated. So I gave him $700. He negotiated that with his management, having recently had a guy walk in and pay $9,000 over MSRP. I donāt doubt there are other such guys in line behind him here in the Bay Area, so I hated it, but I paid the $700, and having driven the car, I donāt regret it for a second.There is no universe in which a Type R is the best financial decision. You only get one because you want one - that's it. I had <$9K left on my '17 SI, and my monthly payment was insanely low. I don't regret upgrading for a second though. I had the money for the R, it didn't impact my overall savings, and there's always the possibility that tomorrow I might drop dead. If that should happen, knowing that I got to own and drive the hell put of the car I really wanted means I'll have one less regret.
I got a loan via B of A for 3.49% for 72 months, paying $595/mo. Financed $38,500, put $3,000 down (cover tax, lic., etc.). I was leasing the ā17 Si for $400/mo, $1,500 down. I got one of the first in the area and Honda didnāt have any incentives. (My ā13 was only $250/mo, nothing down; insane lease special from Honda.)
The bottom line is, as davemarco said, itās not going to be a good financial decision; you should expect to budget about $100/mo for new tires once a year, and it gets worse mileage. One canāt justify it on āgood senseā vs. the Si, which is a really good car. I was on the fence for a long time, wondering if it would really, be ābetter enoughā to be worth the cost. It is so worth it. I finally feel a sense of, ahhh; this is the handling performance Iāve been searching for! āIf you have the means, I highly recommend picking one up.ā
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