My boyfriend and I own 2018 civic si. He is now a high risk driver because the car is so fun to drive. Trying to find best insurance companies and brand names of the stock auto theft security systems. We are one car family and the new policy is expensive. He has to sign consent form stating he will not drive or sit in driver seat. He has a kid and needs to drive. Any suggestions ? I heard TD car insurance maybe a possibility? Please I need all the help I can get. Can't afford $460 and $1000 down payment. Insurance seem like a scam. Before this car only had one no fault accident and my record is good.