If that is the case, get it checked out and if everything is fine structual wise then pocket the money. Better chance that they screw things up then make them better. That is a spot that will pick up some dings through the life of the car. More classified as wear and tear if you ask me.And I'm very OCD about the paint condition of the car (I did full paint correction and ceramic coated it few months ago, put a lot of hours in it) and the chances they will mess it up are very very high. Plus there's no guarantee they will match the paint...don't know. what a fawking morning
Definitely no deductible. Your insurance company should have explained that to you. I was hit last year, my insurance company paid me for everything, then went after the other insurance company to be reimbursed. We pay enough for insurance, when something like this happens, your insurance company should do everything they can to help you out. They gave me an initial check and then when my body guy had the car apart, he had the claim amended and got more money because you couldn't see the added damage underneath the dented bumper. This is very common. You shouldn't be on the hook for anything, in fact, you should get a free rental for while the car is being fixed.If that is the case, get it checked out and if everything is fine structual wise then pocket the money. Better chance that they screw things up then make them better. That is a spot that will pick up some dings through the life of the car. More classified as wear and tear if you ask me.
My insurance was very clear on the deductible part - i will still have to pay it but possibly (they never said definitevely) i’ll get it reimbursed once they get paid by another insurance. But initially I HAVE to pay. I really prefer not to. My only concern is the unseen damage but it’s hard to believe there’s any with this kind of extrnal damage..i might be wrong though. Were you hit hard as far as exterior bumper damage?Definitely no deductible. Your insurance company should have explained that to you. I was hit last year, my insurance company paid me for everything, then went after the other insurance company to be reimbursed. We pay enough for insurance, when something like this happens, your insurance company should do everything they can to help you out. They gave me an initial check and then when my body guy had the car apart, he had the claim amended and got more money because you couldn't see the added damage underneath the dented bumper. This is very common. You shouldn't be on the hook for anything, in fact, you should get a free rental for while the car is being fixed.
You only pay a deductible if they conclude that it's your fault. You should never have to pay a deductible if it's not your fault.My insurance was very clear on the deductible part - i will still have to pay it but possibly (they never said definitevely) i’ll get it reimbursed once they get paid by another insurance. But initially I HAVE to pay. I really prefer not to. My only concern is the unseen damage but it’s hard to believe there’s any with this kind of extrnal damage..i might be wrong though. Were you hit hard as far as exterior bumper damage?
Thanks for the feedback guys. All this insurance stuff is totally new to me since it was my first car accident I got involved into in almost 15years of driving experience. I guess everything happens for the first time.You only pay a deductible if they conclude that it's your fault. You should never have to pay a deductible if it's not your fault.[/
I'll give you $1200 for the wheelsYour car is totaled. Part out?
Yeah, i called local shop and they qupted around 1k. I’ll go there and have them look at it and give me a quite so i can counter the insurance company$500 ? What are they doing ? A repaint, prime, and repair plus labor here at a place that does "cash only yet always dutifully pays their taxes" would charge me $800 for a full repair and respray including labor. Any commercial shop would be well over $1,000 for a sand, prime, respray.
Sounds like $500 is to put some touch up paint and dab clear coat on a rag and swap the plastic piece. I don't see how $500 would cover parts/labor on a repaint for an entire rear bumper.