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Sorry not trying to make you feel bad. Math sucks sometimes, but hey, you drive a bitchin’ car.

Lol how much is tax there, fuck.

This. $4500 off a current model year Civic? No.

A one year service contract on a new car that comes with a three year warranty? I don't get it. Do you mean maintenance contract?

Would you be comfortable saying which dealer this was? Because if that's out the door, that's almost $2,000 below invoice. I would love to buy my Civic there.

So far the lowest quote I can get doesn't seem great compared to what you guys are seeing... EX-T Sedan Non-Sensing $21491 + TT&L is the best I can come up with so far. No wacky dealer fees or huge doc fees in my state. Still trying...

Sure but that's where the dealer's profit comes in. Not saying I agree with the high markup, but that's what it is.

I don't know about the Accords, but aren't the "list price" for the Civic's over MSRP? And aren't the sale prices questionably low?

You're right - dealers do get an incentive from the finance company. The amount and terms vary of course, but usually it's a flat amount based on amount financed. And if you finance with the dealer, they also have the *chance* to make a bit more by bumping the rate. If they offer you a super...

100% correct.

Thanks! My parents were creative.

Great work! This should help if I ever decide on a trim level...